Increase Growth Potential
Increase Growth Potential
Increase Growth Potential
Fair Credit Limits for Founders & Freelancers
AI-powered credit limits based on real cash flow, not outdated credit scores. Get the funding you deserve with our revolutionary underwriting model.
AI-powered credit limits based on real cash flow, not outdated credit scores. Get the funding you deserve with our revolutionary underwriting model.
Trusted by top buisnesses
Wealthro
Finyon
Aegra
Portivio
Vaultic
Altoris
Quantora
Fundara
Trusted by top buisnesses
Wealthro
Finyon
Aegra
Portivio
Vaultic
Altoris
Quantora
Fundara
Easier & Smarter
AI that allows us to identify credit limits that maximizes your growth story
Easier & Smarter
AI that allows us to identify credit limits that maximizes your growth story
Credit Limits That Grow With Your Revenue. Backed by AI.
Credit Limits That Grow With Your Revenue. Backed by AI.
Smart, Dynamic Credit Limits
Traditional credit scores don’t reflect freelancers’ and founders’ realities. Our AI model gives you limits that match your actual revenue in real-time.
Smart, Dynamic Credit Limits
Traditional credit scores don’t reflect freelancers’ and founders’ realities. Our AI model gives you limits that match your actual revenue in real-time.
Backed by RBI Account Aggregator Framework
With your consent, we securely access bank transaction data through RBI’s AA framework.
Backed by RBI Account Aggregator Framework
With your consent, we securely access bank transaction data through RBI’s AA framework.
Limits That Adapt in Real-Time
Your credit capacity updates dynamically as your income and cashflow change. Always fair, always tailored to your needs.
Limits That Adapt in Real-Time
Your credit capacity updates dynamically as your income and cashflow change. Always fair, always tailored to your needs.
Smart Credit,
Smarter Finance
Get instant access to fair credit limits and financial tools that adapt to you
Smart Credit,
Smarter Finance
Get instant access to fair credit limits and financial tools that adapt to you
Smarter Credit Starts Here
Smarter Credit Starts Here
Instant Business Credit
Get AI-driven credit limits based on your cashflow no paperwork, no collateral.
Instant Business Credit
Get AI-driven credit limits based on your cashflow no paperwork, no collateral.
Smart Credit Decisions
We use the RBI Account Aggregator framework to safely assess your finances and give you the right credit instantly.
Smart Credit Decisions
We use the RBI Account Aggregator framework to safely assess your finances and give you the right credit instantly.
Smart Credit Allocation
AI analyzes spending patterns and repayment behavior to minimize default risk.
Smart Credit Allocation
AI analyzes spending patterns and repayment behavior to minimize default risk.
Smarter Lending.
Stronger Growth.
Smarter Lending.
Stronger Growth.
Data Ingestion & Processing
We aggregate data from bank statements, GST filings, transaction history, and alternative digital footprints, then clean and normalize it for modeling.
Real-Time Insights
Access blockchain data in real-time to make timely and informed decisions.
Data Ingestion & Processing
We aggregate data from bank statements, GST filings, transaction history, and alternative digital footprints, then clean and normalize it for modeling.
Credit Scoring Model
Machine learning models evaluate borrower risk in real-time by analyzing financial + behavioral patterns to assign dynamic credit scores.
Credit Scoring Model
Machine learning models evaluate borrower risk in real-time by analyzing financial + behavioral patterns to assign dynamic credit scores.
Credit Scoring Model
Machine learning models evaluate borrower risk in real-time by analyzing financial + behavioral patterns to assign dynamic credit scores.
Eligibility & Limit Recommendation
Our system uses AI driven insights to recommend personalized credit limits instantly, balancing affordability and repayment capacity.
Eligibility & Limit Recommendation
Our system uses AI driven insights to recommend personalized credit limits instantly, balancing affordability and repayment capacity.
Eligibility & Limit Recommendation
Our system uses AI driven insights to recommend personalized credit limits instantly, balancing affordability and repayment capacity.
Instant Decisioning
Seamless end to end execution from application to approval with real time KYC, fraud checks, and disbursal decisions.
Instant Decisioning
Seamless end to end execution from application to approval with real time KYC, fraud checks, and disbursal decisions.
Instant Decisioning
Seamless end to end execution from application to approval with real time KYC, fraud checks, and disbursal decisions.
Dynamic Risk Monitoring
AI continuously tracks borrower transactions, market conditions, and repayment behavior to adjust risk exposure dynamically.
Dynamic Risk Monitoring
AI continuously tracks borrower transactions, market conditions, and repayment behavior to adjust risk exposure dynamically.
Dynamic Risk Monitoring
AI continuously tracks borrower transactions, market conditions, and repayment behavior to adjust risk exposure dynamically.
Portfolio Monitoring & Insights
Monitor credit performance in real time with dashboards, default predictions, and stress test simulations for lenders.
Portfolio Monitoring & Insights
Monitor credit performance in real time with dashboards, default predictions, and stress test simulations for lenders.
Portfolio Monitoring & Insights
Monitor credit performance in real time with dashboards, default predictions, and stress test simulations for lenders.
Trusted by Early Innovators
Trusted by Early Innovators
Real stories from builders and founders who’ve transformed how they access AI with on-demand credit.
Real stories from builders and founders who’ve transformed how they access AI with on-demand credit.
Trusted by Early Innovators
Real stories from builders and founders who’ve transformed how they access AI with on-demand credit.
Olivia Bennett
Buisness owner
With AI credits always available on demand, I will no longer worry about project interruptions. It feels like cloud computing for my experiments.
Olivia Bennett
Buisness owner
With AI credits always available on demand, I will no longer worry about project interruptions. It feels like cloud computing for my experiments.
Ethan Carter
Freelance developer
Traditional banks don’t get freelancers. The idea of instant, score-free credit feels like a game changer.
Ethan Carter
Freelance developer
Traditional banks don’t get freelancers. The idea of instant, score-free credit feels like a game changer.
Daniel Brooks
Student Entrepreneur
Students like me are invisible to banks. I can’t wait to finally have a credit option that doesn’t shut the door on us.
Daniel Brooks
Student Entrepreneur
Students like me are invisible to banks. I can’t wait to finally have a credit option that doesn’t shut the door on us.
Olivia Bennett
Tech Consultant
I’ve seen AI disrupt industries, but credit is where it really matters. Excited to be early on this journey.
Olivia Bennett
Tech Consultant
I’ve seen AI disrupt industries, but credit is where it really matters. Excited to be early on this journey.
Olivia Bennett
Buisness owner
With AI credits always available on demand, I will no longer worry about project interruptions. It feels like cloud computing for my experiments.
Ethan Carter
Freelance developer
Traditional banks don’t get freelancers. The idea of instant, score-free credit feels like a game changer.
Daniel Brooks
Student Entrepreneur
Students like me are invisible to banks. I can’t wait to finally have a credit option that doesn’t shut the door on us.
Olivia Bennett
Tech Consultant
I’ve seen AI disrupt industries, but credit is where it really matters. Excited to be early on this journey.
Marcus Reed
Startup Founder
I’ve been waiting for something beyond CIBIL. If this gives me credit without the usual roadblocks, I’m in.
Marcus Reed
Startup Founder
I’ve been waiting for something beyond CIBIL. If this gives me credit without the usual roadblocks, I’m in.
Isabelle Turner
Small Business Owner
Small businesses need flexibility, not red tape. If this works the way it promises, it’ll unlock real growth.
Isabelle Turner
Small Business Owner
Small businesses need flexibility, not red tape. If this works the way it promises, it’ll unlock real growth.
Jenna Wallace
Digital Creator
Banks don’t understand new-age careers. The thought of credit that adapts to me, not the other way around, is refreshing.ses the enterprise dashboard to monitor treasury activity—it's become essential.
Jenna Wallace
Digital Creator
Banks don’t understand new-age careers. The thought of credit that adapts to me, not the other way around, is refreshing.ses the enterprise dashboard to monitor treasury activity—it's become essential.
Marcus Reed
Ecommerce Enterpreneur
just started selling online, and banks still ask for years of history. This feels like the future of financial trust.
Marcus Reed
Ecommerce Enterpreneur
just started selling online, and banks still ask for years of history. This feels like the future of financial trust.
FAQ
FAQ
FAQ
What is this product?
It’s a smarter way for freelancers, founders, and small businesses to get access to credit. Instead of lengthy paperwork, our AI analyzes your financial data (securely via the RBI Account Aggregator framework) to offer you a personalized credit limit instantly.
What is this product?
It’s a smarter way for freelancers, founders, and small businesses to get access to credit. Instead of lengthy paperwork, our AI analyzes your financial data (securely via the RBI Account Aggregator framework) to offer you a personalized credit limit instantly.
What is this product?
It’s a smarter way for freelancers, founders, and small businesses to get access to credit. Instead of lengthy paperwork, our AI analyzes your financial data (securely via the RBI Account Aggregator framework) to offer you a personalized credit limit instantly.
How is this different from a bank loan or credit card?
How is this different from a bank loan or credit card?
How is this different from a bank loan or credit card?
Is my financial data safe?
Is my financial data safe?
Is my financial data safe?
Who can apply?
Who can apply?
Who can apply?
How do I get early access?
How do I get early access?
How do I get early access?
Unlock AI-Powered Credit Limits Today
Get instant, smarter credit access with RBI’s secure Account Aggregator framework.
Unlock AI-Powered Credit Limits Today
Get instant, smarter credit access with RBI’s secure Account Aggregator framework.
Unlock AI-Powered Credit Limits Today
Get instant, smarter credit access with RBI’s secure Account Aggregator framework.